Excellent workbook to start putting pen to paper about your financial goals! I especially like that it's a download/printable because that means that I can re-print and re-visit it as needed as my goals are met and my dreams evolve. Save paper and work on it online, or be like me and create a binder where you print it off and work on paper. It's well worth your time to fill out every section thoughtfully and fully! I just got it a few days ago, so I don't have any results yet, but check back in a few months and I know I'll be on my way to becoming financially free!