Frugal Friends Podcast
30-Day Habit Challenge {45+ Page Digital Download}
30-Day Habit Challenge {45+ Page Digital Download}
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I am busy this week and not home daily. Can’t get into Circle either. I did join the group in FB and posted. Circle says to log in but it sends me a code. I put in code and it tells me to log on. But where??
Who do I contact?
Can’t do it today. I’m home tomorrow and will try again. But who is POC for Circle help??
Mrs Pat Schneider in Colorado
The workbook is informative and is just what I needed to begin my journey to change my bad financial habits.
45-Day Habit Challenge {45+ Page Digital Download}
It's a nice mix of "education" about habits and "action" items. Visually pleasing too! Excited to get to work.
After reading James Clear's "Atomic Habits," I've been really interested in learning how my habits help me reach my goals or deter me from reaching them. This workbook is an amazingly practical (and motivating!) tool to uncover hidden habits. I'm only a week in, and I am already seeing things about how I unconsciously spend on myself and my kids. I highly recommend it!
Let customers speak for us
from 139 reviewsI bought the 2025 Spending Planner and it has everything. I still need to watch the video and finish entering everything. I am excited.

I am unable to highlight the cells, and therefore change the values to my data.

This guide helped me put a real plan on paper before launching into a 30 day no-spend challenge. Being able to reference my own written goals and guidelines throughout the month was incredibly helpful, and this guide is JAM PACKED with helpful tips on how to put the brakes on unnecessary spending. Even if you're not planning on doing a full 30 day no-spend challenge, you'll find tons of money saving ideas and resources to help you take control of your finances.

I love this podcast! They help me stay focused on my Financial goals!

I am excited to do a 30 day no spend challenge for the month of March. The guide has great questions to help prepare myself to be successful. I love the declutter calendar as an added bonus!

Very good information. Helpful. Great ideas. Thankyou

This tool has excellent strategies, ideas, and goals for planning your no-spend challenge! I enjoy reading it and will implement some of these in the future.

I haven't quite decided when I'm doing my no spend challenge but I know this guide is thorough and will keep me on track when I do!

Have just glanced at the book, but it seems like it has a lot of good information

This little ebook gives an awesome overview of of frugal living and mindful money practices! I love it!!

Great tool for a no spend month! Thanks ladies

Inspirational reading!

30-Day No-Spend Challenge {35+ Page Digital Download}

I am a big fan of the Frugal Friends podcast and decided to start the No Spend Challenge. Because Jen and Jill are so knowledgeable and invested in it (no pun intended) I trusted that they could make even a No Spend Challenge fun! I was a couple days late downloading it but my husband and I jumped right in. Simply starting with meal planning based on what we have has been great and we’ve followed it and feasted! Who knew!
We’re excited to see what the rest of the month brings.
Thanks so much!
Angela

FAQ
How do I access the product?
All products are digital. Nothing will be mailed. Delivery occurs through the e-mail address given during checkout. After completing your purchase, you'll receive an e-mail containing all your files.
What Devices are compatible?
All products are compatible with all Apple, Android, and Windows devices. All Spreadsheets include both a Google Sheets version and Microsoft Excel version, use the appropriate version based on the app you prefer.
What do I need to use the product?
To use The Spending Planner, you will need a free Google account (if you don't have one, you can sign up for free at this link:
https://accounts.google.com/SignUp).
Alternatively, if you prefer to use the Excel-compatible version, you will need an active subscription to Microsoft Office.
How tech-savvy do I need to be to use this?
Don't worry! We've done all the hard work for you! You don't have to be tech-savvy to start using our spreadsheets, but it's important to know how to use your device (phone, computer, or tablet). We've got a 30-minute video tutorial that explains step-by-step how to get started, improve, and manage your spending!
Does it synchronize across devices?
Yes! Our spreadsheets will be synchronized across all your devices as long as you log in with the same Google or Microsoft account on each of them.
Do I need to purchase anything else to use it?
Nope! You don't need to purchase any additional services to use our spreadsheets. All you need is a free Google account!
Is the spreadsheet dated?
The Spending Planner is not dated, it is divided into months, which means you can start it and use it for any desired year.
After a full year you can make a copy of your Spending Planner to start the next year. The best part about this method is that every month you have a pre-made templated spending plan! You'll never forget another annual payment again.
Will I have to do any calculations?
Absolutely not, The Spending Planner has been designed so that you don't have to perform long and complex mathematical calculations to manage your finances. It will handle them automatically and provide you with instant reports. Y